Tata AIG Health Insurance Claim Settlement Ratio...

Tata AIG Health Insurance : When choosing a health insurance provider, the claim settlement ratio (CSR) is a crucial metric that reflects an insurer’s reliability and efficiency in honoring claims. Tata AIG Health Insurance has consistently demonstrated strong performance in this area,

making it a trusted choice for many policyholders in India

Tata AIG Health Insurance Recent Claim Settlement Ratios

Tata AIG’s claim settlement ratio has shown significant improvement in recent years. According to the latest data, Tata AIG achieved an impressive CSR of 95.43% for the financial year 2025,

In FY 2024, Tata AIG even reached a remarkable 100% claim settlement ratio,

meaning every claim filed during that period was resolved.

In previous years, the ratio has also remained robust—95.46% in FY 2023, 90.85% in FY 2022,

and 87.7% in FY 2021. This consistent upward trend highlights the company’s commitment to customer satisfaction and efficient claim processing.

What Does the Claim Settlement Ratio Mean?

percentage of claims settled

by the insurer out of the total claims received in a financial year. A high CSR, generally above 90%,

considered excellent and instills confidence among policyholders

that their claims will be honored promptly.

Tata AIG’s recent performance places it among the top health insurers in India in terms of claim reliability.

Claim Settlement Process

Tata AIG offers both cashless and reimbursement claim options. For cashless claims, policyholders can avail treatment at any of Tata AIG’s extensive

network hospitals and the insurer will directly settle the bill with the hospital. For reimbursement claims, policyholders pay the hospital bills upfront and later submit the necessary documents to Tata AIG for reimbursement.

With a claim settlement ratio consistently above 95% in recent years and a user-friendly claim process, Tata AIG Health Insurance stands out as a reliable and efficient insurer.

This strong track record provides policyholders with

the assurance that their health insurance claims

offering peace of mind in times of medical need